Negative Remarks and Foreclosures

Forecasa CEO Sean Morgan contributed this article to the American Association of Private Lenders, examining the relationship between negative credit remarks and foreclosure activity in private lending markets.

What the article covers

The piece explores how negative remarks on credit records can serve as early indicators of distress in private lending portfolios. It looks at foreclosure trends and what they signal about broader market conditions, helping lenders and investors understand where risk is accumulating.

Why it matters

For private lenders, foreclosure data is more than a lagging indicator. When combined with other signals like borrower behavior and geographic concentration, it becomes a tool for proactive risk management. This article outlines how the industry can use these data points to make more informed decisions before problems escalate.